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REAL ESTATE

Secure Property Transactions, Legal Certainty & Full Compliance

Buying or selling property in Cyprus is a significant legal and financial decision. Whether the transaction involves a private residence, an investment property, or a corporate acquisition, working with a trusted and experienced property lawyer in Cyprus is essential to ensure that the process is secure, compliant, and protected from future legal complications.

At GIORGOULA STYLIANOU LLC, we provide comprehensive legal services in Real Estate Law in Cyprus, supporting both local and international clients through every stage of a property transaction. Our approach is built on legal precision, transparency, and strict compliance with Cyprus law, KYC, and AML regulations.

Our role goes far beyond the drafting of contracts. From the initial legal checks and due diligence to the final transfer of ownership and issuance of the title deed, we actively safeguard your legal and financial interests, offering peace of mind, legal certainty, and long-term protection for your investment.

Why Legal Support Is Critical in Cyprus Property Transactions

Cyprus operates under a distinct legal and land registration system, where significant risks may arise if legal due diligence is incomplete or if sale agreements are not properly drafted and registered. Common issues include pending title deeds, undisclosed encumbrances, unauthorized construction works, or non-compliance with AML obligations, all of which can result in serious legal, financial, and regulatory consequences.

Our firm applies a structured, step-by-step legal framework, specifically designed to identify and eliminate risks before they arise, ensuring that every real estate transaction complies fully with Cyprus property law, Land Registry requirements, and regulatory obligations.

The Main Legal Stages of a Real Estate Transaction in Cyprus

Title Search at the Land Registry

The first and most critical step in any property transaction is a comprehensive title search at the Cyprus Land Registry, aimed at confirming the legal status of the property.

This includes confirming that the property is free from encumbrances, such as mortgages, memos, liens, or prior sale agreements, verifying whether separate title deeds exist or are pending issuance, and identifying any registered restrictions or third-party rights affecting the property.

This step ensures that the seller has the legal right to dispose of the property and that the buyer acquires a clear, transferable, and legally enforceable ownership right.

Legal Due Diligence & Compliance Checks

At GIORGOULA STYLIANOU LLC, legal due diligence extends far beyond a basic title check. We conduct in-depth legal and compliance reviews to protect our clients from hidden legal, technical, and financial liabilities.

KYC & AML Procedures

We apply strict Know Your Client (KYC) and Anti-Money Laundering (AML) procedures, in full compliance with Cyprus legislation and EU directives. These mandatory checks protect both the transaction and the parties involved from regulatory, financial, and criminal risks.

Property & Legal Verification

Our due diligence process includes verification of planning permits, building permits, and the Final Certificate of Approval, written confirmation that no unauthorized alterations were carried out, optional coordination with architects or engineers to verify compliance of approved plans, confirmation of no pending court proceedings, and checks for outstanding financial obligations such as taxes, utilities, VAT, or bank loans.

This process ensures that the buyer acquires a property that is legally compliant, financially clean, and safe to transfer, minimizing the risk of future disputes or losses.

3. Reservation Agreement & Sale Agreement

Following the completion of due diligence, we prepare and negotiate the contractual framework governing the transaction. This includes drafting and negotiating Reservation Agreements, drafting and reviewing the Sale Agreement, ensuring legal clarity and enforceability, and registering the Sale Agreement at the Land Registry to fully safeguard the buyer’s rights.

4. Payment of Deposit & Purchase Price

We provide continuous legal supervision over deposit payments and purchase price settlements, ensuring transparent payment flows and full compliance with AML source-of-funds requirements.

Council of Ministers’ Approval (for Non-EU Buyers)

For non-EU nationals, Cyprus law requires Council of Ministers’ approval prior to property acquisition. We handle the full application process and liaise with authorities until approval is granted, ensuring the transaction’s validity and enforceability.

Completion of Tax & Land Registry Forms

We prepare and submit all tax documentation and Land Registry transfer forms, coordinating with the relevant authorities to avoid delays, errors, or future disputes.

Transfer of Ownership & Issuance of New Title Deed

The transaction is legally completed only upon transfer of ownership and issuance of the new title deed in the buyer’s name, following settlement of the purchase price and representation at the Land Registry.

Real Estate Investment & Permanent Residency in Cyprus

Cyprus has become a leading destination for international real estate investment, due to its strategic location, favorable tax regime, stable legal system, and high quality of life. For non-EU nationals, property investment is also closely linked to Permanent Residency in Cyprus.

Citizenship vs. Residency – A Critical Legal Clarification

Cyprus’s Citizenship by Investment Program (CIP) was abolished in November 2020. No direct citizenship through investment currently exists. The only available route today is Permanent Residency under Regulation 6(2), which grants long-term residence rights but not citizenship.

Real Estate Investment & Permanent Residency in Cyprus

In recent years, Cyprus has become a prime destination for international real estate investors, attracted by:

its strategic geographic location,
favorable tax environment,
stable legal system,
and high quality of life.

Real estate investment remains one of the most secure and attractive options, particularly for non-EU nationals seeking Permanent Residency in Cyprus.

Our firm provides clear, accurate legal guidance to ensure that clients understand exactly what residency rights they are acquiring, without misleading promises.

Why Choose GIORGOULA STYLIANOU LLC

Proven expertise in Cyprus Real Estate Law
Strict compliance with KYC & AML regulations
Structured, transparent legal procedures
Continuous communication and personal support
Trusted legal partner for local and international clients

We act with integrity, clarity, and professionalism, ensuring that every transaction is legally sound and future-proof.

Book Your Free Initial Consultation

Whether you are buying, selling, or investing in property in Cyprus, our team provides expert legal guidance to protect your money, eliminate hidden legal risks, and ensure that every real estate transaction is secure, compliant, and structured as a safe long-term investment.

Book your free initial appointment today and let GIORGOULA STYLIANOU LLC safeguard your real estate transaction from start to finish.