F.A.Q - REAL ESTATE

The process does not start with signing. It begins with proper legal due diligence. From the initial agreement to the transfer of title deeds, every stage requires legal guidance, correct timing, and protection of the buyer’s funds.

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It is not legally mandatory, but it is essential. The seller’s lawyer protects the seller only. Your own property lawyer ensures that your rights are fully safeguarded and that the transaction is legally secure.

Safety is determined by the checks carried out before signing. A Land Registry title search is essential and often reveals issues not visible during negotiations.

Mortgages, charges, prior agreements, bank liabilities, or pending title deeds may exist. Risks are real unless identified and managed early.

Legal, Land Registry, planning, and financial checks are conducted for both the property and the transaction. These checks distinguish a simple purchase from a secure investment.

To deliver a property with clean title deeds, free of undisclosed charges, with all liabilities settled and all required documentation in place.

To comply with contractual terms, prove the source of funds, and cover statutory costs. Proper preparation avoids delays and legal complications.

Co-ownership must be clearly defined from the outset, including shares, rights, and obligations, to prevent future disputes.

Not in all cases. When properly drafted, it can protect the buyer. When done incorrectly, it may expose the buyer to risk.

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It temporarily removes the property from the market, allowing legal checks and contract preparation without the risk of resale to another buyer.

Through proper legal handling, the correct agreement, and timely filing at the Land Registry.

Yes, subject to conditions. Cypriot banks apply strict legal and financial checks.

It depends on the title status, financing, and complexity of the case. Some transactions complete quickly; others require more time.

Special care is required, as separate title deeds usually do not yet exist. Buyer protection relies heavily on the sale agreement.

Yes. AML and KYC procedures are mandatory and protect all parties involved.

Identity verification, proof of address, source of income and funds, banking history, and international database checks.

The seller’s expenses may include tax obligations, capital gains on the sale, tax clearance fees, legal fees, and administrative costs unless otherwise agreed between the buyer and seller. Proper planning minimizes unexpected expenses and ensures a smooth transaction.

The buyer’s expenses typically include transfer fees, taxes (or VAT), legal fees, and registration costs, unless otherwise agreed in the contract. Calculating total costs from the outset is essential to avoid surprises.

Stamp duty depends on the transaction value and the exact date of signing. Our team can advise you on the precise amount due at the time of completion.

Not necessarily. With a power of attorney, often granted to your lawyer, the transaction can be completed remotely, safely, and efficiently.

Yes, but the process is not automatic. Approval from the relevant authorities (Council of Ministers) is required, along with full compliance with legal and due diligence requirements. Proper preparation from the beginning is crucial to avoid delays or limitations on the buyer’s rights. Each case is evaluated individually.

You officially become the owner once the property title deeds are registered in your name at the Land Registry, after all legal procedures have been completed. This ensures full legal ownership and protection under Cypriot law.

Yes. Filing the sale agreement secures the buyer’s rights against third parties and guarantees legal protection until the official transfer of the title is completed. This step is essential for protecting your investment and ensuring a smooth property transaction.

The property title must be cleared of any encumbrances before transfer. Any existing mortgages or debts must be settled in a safe and legally compliant manner before or simultaneously with the property transfer, ensuring the new owner receives a clean and undisputed title.